Finance Reviews

First there are the captive finance companies. Think of them as the financing arms of all the major manufactures. They exist solely to provide financing to the public in an effort to sell their trucks. In the past they have been somewhat liberal in their underwriting criteria and like the mortgage industry perhaps too liberal. This relaxed underwriting of the past has caused serious defaults today. This has resulted in a subsequent tightening of credit. The end result is the selling of less trucks and trailers; customers have a harder time getting financing. Nonetheless, the captive financing company will always be part of the commercial truck financing game. Second are the independent financing companies. They are not tied to the manufactures in any way. They exist to make a profit from financing commercial trucks and other equipment. They can be a welcome alternatives for several reasons. First they can be someone to turn to if a good credit customer is "tapped out" with th...

Credit card debt is an obvious problem for just about anyone right now - you never thought all those loans will get the best of you (and your money) because no one thought that the recession will be so hard on everyone (for that matter, most of us didn't even think that the recession was indeed something real or that it will hit us - typical human behavior). However, what you need to understand is that immediate action is simply imperative. Throughout this article we shall discuss some of the most interesting credit tips you should take into consideration if you are in the lookout for debt relief. 1. Get documents in order - Before you pay taxes, you must understand that he would face. Enjoy your tax forms and organize everything. Upon completion, there are many things you can do to get an exemption from tax debt. 2. Payment Agreement - this is a repayment plan that allows you to pay its debts in monthly parts (shares). When you accept a monthly fee, you agree to pay the balance ea...